Going home from work on Friday..funny video and coming to office on Monday..funny video..
Sunday, April 10, 2016
Saturday, April 9, 2016
People are advised to worship Neem and Banyan tree in the morning. Inhaling the air near these trees, is good for health.
If you are trying to look ways for stress management, there can't be anything other than Hindu Yoga aasan Pranayama (inhaling and exhaling air slowly using one of the nostrils).
Hindu temples are built scientifically. The place where an idol is placed in the temple is called 'Moolasthanam'. This 'Moolasthanam' is where earth's magnetic waves are found to be maximum, thus benefitting the worshipper.
Every Hindu household has a Tulsi plant. Tulsi or Basil leaves when consumed, keeps our immune system strong to help prevent the H1N1 disease.
The rhythm of Vedic mantras, an ancient Hindu practice, when pronounced and heard are believed to cure so many disorders of the body like blood pressure.
Hindus keep the holy ash in their forehead after taking a bath, this removes excess water from your head.
Women keep kumkum bindi on their forehead that protects from being hypnotised.
Eating with hands might be looked down upon in the west but it connects the body, mind and soul, when it comes to food.
Hindu customs requires one to eat on a leaf plate. This is the most eco-friendly way as it does not require any chemical soap to clean it and it can be discarded without harming the environment.banana; palash leaves
Piercing of baby's ears is actually part of acupuncture treatment. The point where the ear is pierced helps in curing Asthma.
Sprinkling turmeric mixed water around the house before prayers and after. Its known that turmeric has antioxidant, antibacterial and anti-inflammatory qualities.
The old practice of pasting cow dung on walls and outside their house prevents various diseases/viruses as this cow dung is anti-biotic and rich in minerals.
Hindus consider drinking cow urine to cure various illnesses. Apparently, it does balance bile, mucous and airs and a remover of heart diseases and effect of poison.
The age-old punishment of doing sit-ups while holding the ears actually makes the mind sharper and is helpful for those with Autism, Asperger's Syndrome, learning difficulties and behavioural problems.
Lighting 'diyas' or oil or ghee lamps in temples and house fills the surroundings with positivity and recharges your senses.
Janeu, or the string on a Brahmin's body, is also a part of Acupressure 'Janeu' and keeps the wearer safe from several diseases.
Decorating the main door with 'Toran'- a string of mangoes leaves;neem leaves;ashoka leaves actually purifies the atmosphere.
Touching your elder's feet keeps your backbone in good shape.
Cremation or burning the dead, is one of the cleanest form of disposing off the dead body.
Chanting the mantra 'Om' leads to significant reduction in heart rate which leads to a deep form of relaxation with increased alertness.
Hanuman Chalisa, according to NASA, has the exact calculation of the distance between Sun and the Earth.
The 'Shankh Dhwani' creates the sound waves by which many harmful germs, insects are destroyed. The mosquito breeding is also affected by Shankh blowing and decreases the spread of malaria.
SOME FINANCIAL BASICS (MUST READ) :
1) Have an emergency fund of not less than 1 year of your expenses.
2) Insure: Term, medical, personal accident and fire insurance for your house.
3) Don't use revolving credit on your credit cards.
4)Simplify: have two bank accounts, one credit card and one demat a/c.
5) Write a will.
6) Don't borrow except for buying a house.
7) Ensure the value of the house is not more than 5 times your annual salary.
8) Create a corpus of not less than 30 times your annual expenses before considering retirement.
9) Spend less than you earn.
10) Try to save at least 30% of your Income..
11) Invest regularly.
12) Invest for long term; not less than 10 years, preferably 20 years or more.
13) Never stop your SIPs, especially in bear markets.
14) Never forget that all asset classes would always be cyclical.
15) Equity would provide the best return over long run than all other asset classes.
16) Follow portfolio diversification.
17) Follow asset allocation.
18) Have an advisor. The reward is worth the cost.
19) Check and review your portfolio only once a year.
20) More than your knowledge, it's your behaviour which matters most for success in markets.
21) Come what may; always stay the course.
Kohli's appraisal discussion with Dhoni
Dhoni: Virat, let's discuss the semifinals.
Kohli: Yes sir!
Dhoni: So let me come to the point straight, our root cause analysis found out that you are responsible for the defeat in this match.
Dhoni and Kohli discussing it as cricketers
Kohli: What ********** how ????
Dhoni: Team was looking up to you and you had to bowl 6 balls with West Indies needing 8 runs, you could have easily defended it, but you let the team down.
Kohli: This is terrible! I tried my best.
Dhoni: Yes, I do understand, but take it positively and try and improve things.
Kohli: What?? I am not a bowler. Did you notice my score in this tournament?
Dhoni: We know that you are batsman and you scored runs, but that is what is expected from a batsman. As a team player, sometime you need to shoulder more responsibilities. Don't you think it is fair expectation considering you are looking for next level role?
Kohli: I need some time to think on how to react.
Dhoni: Yes, take time and come up with a positive improvement plan.
Kohli: Any analysis on those two guys who bowled no-balls?
Dhoni: Let's not bring this kind of environment in a team where we blame each others.
Why are jewellers on strike against the government? A simple explanation:
They can no longer do tax evasion, illegal import, sell jewellery in black or cheat the customers. Government has done a excellent job in one single act. The Jewellers are going to pass the 1% tax to customers, they are not worried about that. So what are they worried about?
1. Illegal Import: Imagine Jeweller A, who sells 1000 Kgs gold ornaments per year. He has to pay 10% import duty for every gold he has imported. Of the 1000 Kgs if he has imported only 800 Kgs via proper channel and rest via black market. So for 200 Kg govt. has lost 10% tax. After converting to jewellery, If the Jeweller A pay excise duty for 1000 Kg sold gold, customs will ask where did he get the additional 200 Kg. This will expose Jeweller A illegal imports. Almost all big jewellers does this. So they are against it.
2. Tax Evasion : In the above case, currently jeweller A will pay tax on the sale of only 800 Kg of gold, since only 800 kg was legally imported. For the rest he wont pay tax. Now after the excise duty, he has to pay tax for the remaining 200 Kg also.
3. Selling Jewellery in Black: Most of the big Jewellery sell in black to their largest customers (politicians, large farmers, govt officers, doctors, lawyers etc) who themself want to convert their illegal earnings to Gold. Now Govt. is making PAN mandatory for any sale above 2 Lakhs. This will make customers reduce their buying and in turn reduce Jewellers sales in black.
4. Cheating Customers: In above scenario if Jeweller A imports 800 Kgs and convert them to jewellery, A might charge 10-12% on wastage. So for 800 Kgs wastage comes to 96 Kgs. But on this 96 Kg, the actual wastage might be around only 10-16Kgs (unrecoverable). So remaining 80 Kgs they will convert it as gold and sell to customers. Now the Jeweller A has imported only 800 Kgs but sold ~860 Kgs (780 actual gold + 12% wastage) gold. This will expose their cheating of customers and will force them to lower their wastage charges.